Friday, 26 April 2013

Noncompliance with Florida State Insurance Laws

Your insurance agency must notify the Department of Motor Vehicles of any events on your car insurance account, including non-renewal, renewal, or cancellations by you or your insurance agency. This means that should you switch insurance agencies, or have any other events on your automotive insurance, you must notify the DMV and provide proof of another policy. In Florida, you also must carry no fault coverage. This is for $10,000 personal injury protection and $10,000 for property damage. This is to cover you and any damage you cause. If you fail to carry no-fault insurance of the state-mandated minimums, you can be fine $150 and lose your license for up to three years, and that's just for the first offense. Your second offense of no coverage, you'll pay $250, and if it's happened within a three-year time span, and if you get caught for the third time, you'll pay $500. So be sure to get quality quotes for your automotive insurance in Florida, so you don't lose your license. 

Fort Lauderdale Florida as a slightly less commute at 24 minutes and less vehicles stolen by quite a bit at 1004 in 2004. Again, antitheft devices, safety devices and owning a car that is not on the 10 most wanted thieves list can help reduce your insurance premiums.

In Tallahassee Florida in 2004 there were 25 fatal car wrecks involving 52 people and 36 vehicles. You can get a reduction in your insurance premium by taking a safe driver's course or a defensive driving course. This will not only help you drive safe and have less claims on your insurance, but quite possibly will save lives.